Point card usage in Japan

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How good value are credit card point services? graph of japanese statisticsOne way of making Japan a cheaper country to live it is to make sure you participate in as many point cards and other loyalty schemes as possible, as many shops and restaurants offer some degree of discounts (often from 3% to 10% or more) if you sign up to their schemes. Of course, one drawback is that you end up with a bulging wallet and time-consuming scrambles looking for the correct card. Recently, Macromill Inc reported on a survey they conducted on this topic, point cards.

Demographics

Over the 13th and 14th of July 2007 516 members of the Macromill Monitor group completed a private internet-based questionnaire. The sample was split exactly 50:50 male and female in each age group, and similarly there were 25.0% in their twenties, 25.0% in their thirties, 25.0% in their forties and 25.0% in their fifties.

Note that in this survey questions Q1 and Q2, point cards include stamp cards, airline mileage cards, and other loyalty point-based systems, but exclude credit card points, which are investingated in Qs 5 to 7. However, some of the newer combined credit card and railway pass cards have schemes where you get bonus points for spending money in the railway line’s department store or other group companies, so I don’t know whether these point schemes are counted or not.

With some of the big electrical chains who have point systems offering from 10% to 20% depending on purchases, it can be definitely argued that their prices are artificially higher to fund this system, and with comparison shopping it is possible to save more money. However, in Osaka the choice for me is bascially either the huge Yodobashi Camera right beside the main station or perhaps saving 5% to 10% if I head down to Den-Den Town, taking 10 minutes in the subway then 15 minutes by foot, fighting my way through the crowds, then hoping the store still has the product in stock, takes credit cards, doesn’t have a prohibitive delivery cost, etc.
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