One in three Japanese has home loan

Do you or your spouse have a home loan? graph of japanese opinionOver the first five days of April 2007 MyVoice surveyed its internet community regarding home loans.

Demographics

17,241 members of the MyVoice internet community completed a private internet-based survey. 54% were female, 19% in their twenties, 40% in their thirties, 26% in their forties, and 15% in their fifties. Note that since one needs to be over 20 to get a loan, teenagers were excluded from this survey.

I have a loan, and I fall into the higher brackets in Q3 and Q4. Note that contrary to popular belief, it is not impossible for non-permanent residents to get a home loan, although naturally, any credit scoring that takes place will be rather harsh on those without demonstratable commitment to Japan. I got mine whilst in the process of applying for permanent residency, although they did not ask for any proof that this was actually the case. I am also a full employee (正社員, seishain) of a major company, so that no doubt helped me get a scary multiple of my salary as a loan, one which I am due to be paying off until I am 75…
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Over one in four salarymen do online trading

How long have you been trading online? graph of japanese opinionjapan.internet.com recently published the results of an opinion poll conducted by JR Tokai Express Research into the subject of online stocks and shares trading. They interviewed 330 people employed in public or private enterprises; 82.4% of the sample was male, 10.9% in their twenties, 49.1% in their thirties, 32.7% in their forties, 6.7% in their fifties, and 0.6% in their sixties.

I know there’s a few people in my office who do online trading, but I don’t know what sort of portfolio they have outside of the company’s own employee share system, or how active they are. I used to have a few shares from privatisations back home, and come to think of it, I might even have some hiding somewhere that I’ve lost touch with. Didn’t Standard Life go private recently and give away many free shares to the policy holders?
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