Scrimping on cash before payday

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The best way to save money before payday, or any other day of the month, is of course to read Nihon Hacks, but just in case you can’t get enough ideas from there, here is goo Ranking’s look at top ways to economise before payday.

Demographics

Between the 21st and 24th of December 2007 1,094 members of the goo Research monitor panel completed a private online questionnaire. 45.6% of the sample was male, 8.8% were in their teens, 15.6% in their twenties, 29.1% in their thirties, 26.8% in their forties, 10.7% in their fifties, and 9.0% aged sixty or older. Note that the score in the results refers to the relative number of votes for each option, not a percentage of the total sample.

For some reason, Google didn’t properly index last November’s story on tightfisted techniques, so hopefully this link will give Google a kick in the right direction! Actually, I don’t think I do any of the below – if I run out of cash I just use my credit card more…

Ranking results

Q: What do you do to economise before payday? (Sample size=1,094)

Rank Method Score
1 Don’t eat out 100
2 Spend days off around the house 78.9
3 Only buy cheap ingredients 63.7
4 Eat stockpiled food 59.6
5 Come straight back home 42.3
6 Buy half-price bread, side dishes, etc just before closing time at the supermarket 40.9
7 Choose the cheapest route when travelling 40.4
8 Use points saved up on point card 36.6
9 Live off instant ramen 35.6
10 Cook for myself 34.2
11 Bring my own tea to work, etc 31.1
12 Use coupons, discount tokens 29.0
13 Go to bed early 26.1
14 Don’t use taxis 25.9
15 Make my own bento lunch box 25.2
16 Don’t drink 24.2
17 Don’t snack 23.8
18 Buy foodstuff at a 100 yen shop 23.3
19 Don’t use toll roads 13.8
20 Spend days off at library, other free public facilities 11.9
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